Salon & Beauty Insurance FAQ's

Can I get a quote and buy online?

We currently offer the option for a wide range of professions to get a quote and buy online. Providing immediate coverage and documentation, you can complete the entire process within minutes.
For all other professions, you can fill out our online form and we'll get straight back to you with your quote details.

How can I get a quote?

You can get a quote by filling in our simple to use online quote form, or by clicking any of the "get a quote" buttons throughout our site.

If there's anything you're unsure of give us a call on 0800 6444232, one of our advisors will be happy to help.

If you'd prefer for us to give you a call, you can request a call back request a callback and we'll give you a call back at a time that suits you.

Exactly how much cover do I need

You'll be hard pushed to find an insurance company who will advise you exactly how much cover you need, principally due to liability reasons. The responsibility to take out adequate cover largely falls in your hands, although our helpful advisors will be happy to discuss your options and explain how you can come to a conclusion regarding cost.

Sometimes you may also find that your job stipulates the amount you require. If you're looking for other options, you'll find that many industry organisations and professional bodies will likely be able to offer useful advice.

What types of insurance do you offer?

From standard public liability policies, to policies including additional Insurance such as property damage, stock cover and much more, we've got you covered. All our insurance options can be selected in one quote form and you'll have just one policy, giving you less paperwork and giving you more time to concentrate on what matters most, your business.

I work with clients away from the salon in their homes, am I covered?

If you serve clients away from your salon or in their homes, you will be covered provided you select the option of working away when you fill in our online quote form.

What payment options do you offer?

If your policy is over a certain amount, we offer the option to pay via direct debit in manageable monthly instalments. We also offer the option to pay via debit or credit card, or by bank transfer.

How do I make a claim?

In your policy documentation you'll find a direct claim line number, which will also include emergency numbers. For full details of the claims procedure, please refer to your policy wording document. If you need further information or assistance, you can contact us on 0800 6444232 and our claims team will be happy to help.

What next after I make a claim?

We will walk you through the process of making a claim and go a step further to help you get settlement from the insurance provider. With our numerous years of experience helping different clients with their claims, as well as the close relationships we have with insurance providers, you are in a better place to receive settlement and get back to work as quickly as possible.

For full details of the claims procedure, please refer to your policy wording document, which will also include a direct claim line number and emergency numbers. If you need further information or assistance, you can contact us on 0800 6444232 and our claims team will be happy to help.

If I train in new therapies and treatments, what should I do?

If you train in new therapies and treatments, you should inform us so that we can look into adding them to your existing policy.

Which insurance providers do you use?

We use an A-rated panel of UK based insurers, in simple terms that means we only pick from the best insurers to offer you the best insurance possible.

Is Salon Insurance 4u authorised and regulated by the Financial Services Authority?

Yes we are.

Can you cover me for teaching?

Yes, please fill out our online form and choose the option to add cover for teaching in section 4.

Do you offer public liability only policies?

Yes, you simply need to select the limit you require in section 3 of our online form and not select any additional insurance options. However please be aware public liability insurance will not cover if you perform beauty treatments, we strongly recommend you take out additional treatment cover insurance in that case which can also be done via our online form.

Do you cover Hyaluron pen?

Yes, please fill out our online form and choose the option to add this treatment in section 3.

Do you cover PRP (platelet rich plasma)

Yes, please fill in our online form and add any number of treatments in section 3. Once complete we will start working on your quotation straight away.

Can you cover skin types 5 & 6 for laser treatment?

Depending on which underwriters we approach you will need either a NVQ level 4 or VCTC LV 4 in laser treatments or to have an accredited qualification and be able to provide evidence of at least 12 months experience (by way of a C.V. and training certificate).

Do you cover for working away?

Yes, you can add cover for working away in section 4 of our online form - additional cover. Beauty treatments can be carried out away and in people's homes provided that the beautician uses single-use gloves/ aprons; that the room is clean and free of rubbish and that hygiene rules are respected, preferably a clinical environment.

Do you cover non medics/nurses for dermal fillers?

Yes, please complete our online form and we will start working on your quotation straight away.

Do you offer beauty treatment insurance?

We sure do! From tattoo removal to microblading, IPL to Hyaluron pen treatment, you can easily select any beauty treatments you require insurance for, or even request cover for treatments we don't have listed. Whether you require a stand-alone treatment policy, or want to include treatments as part of your public liability policy, we aim to provide you with your tailored insurance policy without the normal stress.

How much does beauty treatment insurance cost in the UK?

Our specialist beauty treatment insurance policies start from £49.95 a year.

Can I get full cover for my beauty salon?

Yes! We offer full salon packages which can include various insurance options such as property damage, business interruption cover and more. All insurance options can be selected in one quote form, meaning just one set of policy documents.

Is treatment cover automatically included?

Yes, in the majority of cases we automatically include liability cover for over 80 beauty treatments, and you have the option to add as many more as you like! As you go through the quote form, you'll find all the details laid out for you.

What is the most basic insurance product you offer?

Our standard policies include public and products liability insurance along with basic treatment cover, although much more can be added!

Is cover offered for students?

Yes! Salon Insurance 4u are proud to offer insurance for most cases where someone is studying to be a beautician. Simply indicate your student status when completing the quote form and we'll provide appropriate cover options.

Is cover provided for Medics & Non-Medics?

Simply put, yes! Just complete the relevant details in our question set in our simple online form and we'll find the insurance that suits you best.

Can I get all my beauty business insurance in one policy?

Yes! We make it as simple as possible to select from all types of insurance in one quote form, meaning just one set of policy documents. Whether you just need public liability, or a complete salon package including cover for property damage, we've got you covered.

Do you offer cover for semi permanent makeup insurance?

We do! As well as the many beauty treatments that are included in most quotations, we also make it simple to add from a list of more advanced treatments such as semi permanent makeup.

What are the benefits of choosing to pay monthly for beauty insurance?

Choosing to pay monthly for beauty insurance offers key benefits: it eases budgeting by spreading costs, making it more manageable for small businesses or individuals. It increases accessibility by reducing upfront financial burden, offers flexibility in adjusting coverage as needed, and ensures continuous protection without large, once-a-year payments.

How can I speak to an advisor?

To speak to an advisor either use one of the methods on our contact page, or contact one of our friendly advisors 7 days a week on 0800 6444232 - 8am - 8pm, who will be happy to answer any questions you may have.

Best beauty insurance in the UK?

It's a commonly asked question on Google. But if you were to ask, are we the best beauty insurance provider in the UK? We'd like to think so but of course that's up to you to decide. We can say with certainly though that as well as aiming to be the best, we're always striving to be even better. We're constantly looking for ways to improve our services and truly provide you with the smoothest experience possible getting your insurance in place, at the best value.

How will I receive my quote?

When you reach the quote stage in our online form we'll display quote details in full to you, along with downloadable documentation. We'll also automatically email you your quote documents at the same time.

How can I view my policy?

If you purchase your policy with us online, you will receive your policy documents via email within minutes. If you have any questions or doubts, please get in contact with us and our advisors will be happy to help.

I have an existing policy with you, can I add to it?

Yes you can add treatments and other types to your existing policy. Just contact with us via one of the methods provided, and our advisors will be happy to help add anything you need.

Where will I receive my certificate of insurance?

We will email you your certificate of insurance as soon as you go on cover, along with the rest of your documentation. If you're having trouble finding it just let us know and we'll resend it and guide you through how to access it.

Is it possible to pay in instalments?

We offer the option to set up payment via direct debit, so you can spread the cost of your policy throughout the year, subject to policy terms and minimum premium requirements.

You can find more answers to other frequently asked questions on both our professions and treatments pages.